Structure of the Investment Portfolio of the Insurance Sector in the Republic of Serbia

Anđelka Aničić

doi:10.62907/eemr250401001a

Authors

Anđelka Aničić Faculty of Business Economics and Entrepreneurship, Belgrade, Serbia Author https://orcid.org/0009-0007-4521-8002

DOI:

https://doi.org/10.62907/eemr250401001a

Keywords:

Investment portfolio, insurance sector, the Republic of Serbia

Abstract

Thanks to the time gap between the collection of premiums and the payment of compensation for claims, insurance companies collect and invest temporarily free funds of technical reserves and thus become one of the important institutional investors. This paper analyzes the structure of the investment portfolio of the insurance sector in Serbia within framework of the existing regulatory constraints that insurance companies must adhere to regarding their investments. The research indicates that quantitative restrictions investments reduce the set of investment options available to insurers. The conclusion of this paper is that technical reserves in the Serbian insurance sector were fully invested in the prescribed types of assets across non-life and life insurance companies.

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